LOFO Last updated: March 2026

Terms of Service

Simple rules for a simple product. Be honest. Return things that aren't yours.

The short version

Use LOFO to find and return lost items. Don't use it to claim things that aren't yours, harass other users, or submit false reports. Doing the right thing is the whole point.

Acceptance of terms

By using LOFO, you agree to these terms. If you don't agree, please don't use the service. We may update these terms occasionally — continued use after changes constitutes acceptance.

The service

LOFO provides a platform that uses AI to match found items with lost item reports and coordinate their return. We are a coordination service — we do not take custody of items, guarantee returns, or act as a shipping or logistics provider.

Your responsibilities as a finder

Your responsibilities as a loser

Tips and payments

Tips from losers to finders are voluntary. LOFO takes a platform fee on tips processed through the service. Tipping is entirely optional — finders are civic volunteers, not contractors, and no finder is entitled to a tip as a condition of return.

All payments are processed by Stripe. LOFO does not store payment card information.

SMS messaging

By tapping "Send Code" or "Confirm Phone Number" in the LOFO app, you consent to receive SMS messages from LOFO including one-time verification codes and match alert notifications. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for support.

Message frequency varies based on account activity, typically 1–3 messages per item submission. We do not send marketing messages.

For support, email support@lofoapp.com or use the Support section in the LOFO app.

Prohibited conduct

Violations may result in immediate termination of access and, where appropriate, referral to law enforcement.

Limitation of liability

LOFO is provided as-is. We make no guarantees that a lost item will be found or returned. We are not liable for the condition of returned items, failed handoffs, or disputes between finders and losers. Our maximum liability to any user is limited to the amount they paid to LOFO in the preceding 12 months.

Governing law

These terms are governed by the laws of the State of Illinois, without regard to conflict of law principles.